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Protecting a Lender's Recovery Through a Chapter 11 Change of Control

Areté served as financial advisor to the senior secured lender of a Tier 1 automotive wheel manufacturer, providing advisory support through a change of control effected via Chapter 11 and across the post-emergence stabilization process.

$400M+
Funded debt eliminated
~$170M
Additional obligations restructured
~$3M
Annualized cost savings identified
Reset
Working capital returned to a normal run rate
Areté Roles
Financial Advisor to Senior Secured Lender
Bankruptcy Advisory
Liquidity & Cost

A Viable Business Under Mounting Cost Pressure

A Tier 1 supplier of the metal portion of car wheels for global OEMs, with operations in North America and Europe, was backed by a leading global investment firm that held the senior secured term loan across the consolidated enterprise.

North American EBITDA slid from ~$57M in 2021 to $33M in 2024 on roughly flat revenue ($372M to ~$359M) as COGS and overhead ballooned — a fundamentally viable business under mounting cost pressure.

Term Loan Default The company defaulted on its consolidated term loan, forcing a restructuring of the capital structure across the enterprise.
Split-Entity Filing The U.S. entity filed Chapter 11 while the European entity stayed outside the process, adding complexity to the path forward.
Lender Taking Ownership Expecting to take ownership, the senior secured lender needed an independent view of the path before committing additional DIP capital.
Cost Structure Drift COGS and overhead had ballooned against flat revenue, eroding EBITDA by roughly 40% in three years.

An Independent View Before Emergence — and Stability After It

The senior secured lender engaged Areté roughly three weeks before emergence to deliver an independent strategic assessment, then retained the firm across two post-emergence workstreams.

Bankruptcy Advisory

Delivered an independent liquidity assessment in coordination with the debtor’s advisors, evaluated the proposed DIP plan, and recommended the optimal path forward — plus 503(b)(9) and administrative-claims reconciliation, flow-of-funds administration, and professional-fee management through emergence.

Liquidity

Built a 13-week cash-flow forecast and instituted a weekly cash-council discipline that restored working capital to a normal run rate through targeted vendor and customer negotiations.

Cost

Ran a rigorous labor and non-labor cost-reduction exercise across the go-forward business, addressing shared overhead tied to the wheel-end wind-down.


A Leaner Business on a Clean Balance Sheet

Successful emergence.

The lender adopted Areté’s recommendation, supported the plan of reorganization, and transitioned ownership of the North American entity. The restructuring eliminated over $400M in funded debt and restructured ~$170M in additional obligations, with the former senior lenders taking ownership under a reconstituted board.

Working capital reset.

After required AP paydown, working capital returned to a normal run rate, supporting stable operations and liquidity.

Cost structure right-sized.

A cost-reduction roadmap addressed shared overhead tied to the wheel-end wind-down, protecting go-forward margin — ~$3M in annualized savings identified.

A healthier business.

The company emerged leaner and North-American-centric on a clean balance sheet with new liquidity facilities, and has shown consistent liquidity and EBITDA strength since.